Our Process

    
Simply by visiting mortgage-help info, you are already on the right track towards your best deal on a new mortgage. You do not need to be an expert, however it is important to become familiar with some basic mortgage financing knowledge for your own peace of mind. (With BCMortgages.ca you will also receive FREE Professional Mortgage Counseling).

Shop Around
Unfortunately this can be a laborious task to accomplish on your own. (Over 100 institutional NHA Mortgage Lenders, each with their own variety of mortgage products.) Plus it's important to note, if several individual lenders requisition your credit report, it will damage your overall credit rating. (With BCMortgages.ca, your personal Mortgage Manager requires only one credit report to shop the entire mortgage-lending marketplace for you.)

Apply
Purchase. Refinance. Transfer. Pre-Approval. A mortgage application is very similar to any other loan application. Remember that mortgage lenders will base their decisions upon the information you present in the application process. Take time to be thorough and reasonably accurate. (When you submit your BCMortgages.ca secured online application, you will be provided with a dedicated professional Mortgage Manager to personally answer your questions, discuss alternatives with you, complete then process and negotiate your application with quality lenders on your behalf.)
WE DO NOT CHARGE YOU FEES for securing a residential first mortgage or pre-approval. You benefit from BCMortgages’ affiliation with more than forty approved institutional lenders who typically compensate us for developing new mortgage business.

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BC Mortgages.ca - Working with you - offering superior service from over forty lenders.